With the miserably low interest rates offered on savings, money market accounts, and CDs these days, it seems it just doesn’t pay to be a diligent saver. Of course, it does pay great dividends–in peace of mind and the security of knowing you’re doing your best to prepare for whatever the future holds. Even though [...]

A recent article by Morningstar director of personal finance, Christine Benz, highlights the importance of managing our financial risks, whether these risks are found in our investment portfolios or in many other areas of our lives. Benz does not claim to be exhaustive in this discussion, but highlights six key areas for consideration. Her article [...]